"Buy insurance, sick but not get insurance money." Recently, Guiyang, Mr Yip to the public to reflect on, he adopted the son of a nursery to buy insurance, but now is not get insurance.
According to Mr Yip, the nursery school in March this year, he adopted the recommendation of kindergarten teachers, to buy the children in child safety insurance. Early April, the children fall ill treatment, because of insurance in the body, they intend to Mr Yip with a single and cost of medical records to find insurance companies, hope to get insurance money. The insurance companies have informed Mr Yip and his son are not sick accident, according to the insurance needs of 90 days after the entry into force, it is now exemption period, could not receive insurance money.
In response, Mr Yip was puzzled, he said that buy their own insurance, whether it is kindergarten or the insurance company told him it was no mention of this exemption clause. When questioned, Mr Yip, insurance companies, the staff said, the insurance certificate has to look at their own Mr Yip.
Mr Yip's son, then check the participants of the insurance certificate, in the back of insurance terms that "the insured, the first time to participate in this insurance or non-renewal time, Zibenhetong take effect 90 days from the date of suffering from the disease," the content. Mr Yip said that the back of insurance terms handwriting is very small, is not thought to see.
In response, the lawyer's advice, counsel, such as insurance companies important to the safe harbor provisions for child care or kindergarten in time for insurance should take the initiative to inform parents. Insurance companies did not fulfil the obligation to inform Disclaimer, insurance companies should bear some responsibility, Mr Yip can be prosecuted to the court to claim compensation.
According to Mr Yip, the nursery school in March this year, he adopted the recommendation of kindergarten teachers, to buy the children in child safety insurance. Early April, the children fall ill treatment, because of insurance in the body, they intend to Mr Yip with a single and cost of medical records to find insurance companies, hope to get insurance money. The insurance companies have informed Mr Yip and his son are not sick accident, according to the insurance needs of 90 days after the entry into force, it is now exemption period, could not receive insurance money.
In response, Mr Yip was puzzled, he said that buy their own insurance, whether it is kindergarten or the insurance company told him it was no mention of this exemption clause. When questioned, Mr Yip, insurance companies, the staff said, the insurance certificate has to look at their own Mr Yip.
Mr Yip's son, then check the participants of the insurance certificate, in the back of insurance terms that "the insured, the first time to participate in this insurance or non-renewal time, Zibenhetong take effect 90 days from the date of suffering from the disease," the content. Mr Yip said that the back of insurance terms handwriting is very small, is not thought to see.
In response, the lawyer's advice, counsel, such as insurance companies important to the safe harbor provisions for child care or kindergarten in time for insurance should take the initiative to inform parents. Insurance companies did not fulfil the obligation to inform Disclaimer, insurance companies should bear some responsibility, Mr Yip can be prosecuted to the court to claim compensation.
No comments:
Post a Comment